Wädenswil health insurance

The basic insurance of Wädenswil health insurance  

Wädenswil health insurance offers compulsory basic health insurance in two variants. In the Standard model (free choice of doctor), you decide which doctor to consult in the event of illness: Family doctor, group practice (HMO) or a specialist.

Alternatively, you can choose the family doctor model. The benefits of both tariffs are the same, but in the alternative insurance model, your family doctor is the first point of contact for all health questions. Your family doctor will coordinate the treatment and refer you to a specialist or hospital if necessary. The general practitioner model is available in the cantons of Aargau, Schwyz and Zurich. Your health insurance company will provide you with a list of general practitioners for you to choose from.

A Telmed model is not available.

Lower premiums due to higher franchise

If you choose the family doctor model, you will receive premium discounts. Health insurance will also grant you discounts if you have your franchise increased. The regular annual franchise for adults is CHF 300; you can choose franchises of up to CHF 2,500 per year. For children, the maximum franchise is CHF 600 per year. Wädenswil does not offer any additional family discounts.

Supplementary insurance for a plus in benefits  

The contributions of the basic insurance to services such as prevention, alternative medicine or aids are limited. These gaps can be closed with voluntary supplementary insurance. Wädenswil health insurance, for example, offers supplementary health insurance for outpatient treatment. This covers higher contributions to medical aids, vision aids, preventive medical checkups, treatments and medicines from the field of alternative medicine as well as medicines that are not compulsory.

Supplementary insurance for the stay in hospital

Wädenswil's hospital insurance is available in general, semi-private and private versions. Depending on the tariff you choose, you benefit from a free choice of hospital throughout Switzerland and accommodation in a general, semi-private or private ward. You can also take out supplementary hospital insurance in the semi-private and private versions with higher franchises, thus securing premium discounts.

The dental insurance from Wädenswil

With a voluntary supplementary insurance you also protect yourself against high dentist costs. The dental insurance of Wädenswil health insurance covers dental treatment, prosthetic measures, laboratory costs and prophylaxis. You can choose from four coverage levels, the maximum reimbursement is 75 percent of the treatment costs, up to 6,000 Swiss francs per calendar year.

In addition to basic insurance and supplementary insurance, you can take out daily benefits insurance to protect you against loss of earnings in the event of illness or accident.

Find a suitable health insurance with our insurance comparison

With us, you can look at the scope of services and premiums offered by Wädenswil health insurance in comparison with other providers. Our free premium calculator will show you in just a few minutes whether it is worth changing your health insurance. If you wish, you can obtain a non-binding insurance offer directly online. If you have any further questions, please do not hesitate to contact us.