Vita Surselva health insurance

The Vita Surselva health insurance fund is based in the town of Ilanz in the Surselva region, in the canton of Grisons. However, it is active throughout Switzerland. The health insurer was formed in 1991 through a merger of the Ruis health insurance fund and the ÖKK Group. Today, the company has around 5,000 policyholders, making it one of the smaller health insurance companies in Switzerland.

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Vita Surselva Contact & Address

Vita Surselva

Bahnhofstrasse 33
CH-7130 Ilanz

insured persons

in basic insurance

refund period

Ø - days

solvency ratio


administrative expenses

- CHF per client

The range of basic insurance products

Vita Surselva offers two models of compulsory basic insurance. In the Standard model (free choice of doctor), you are free to choose which doctor you visit in the event of illness. You can contact your family doctor, go to a group practice (HMO) or consult a specialist directly.

The family doctor model Sparmed offers the same services as the standard model, but restricts the choice of the first contact person to the family doctor. In return, the health insurance company grants you lucrative discounts. You choose your family doctor from a list of affiliated doctors.

Save premiums with a higher franchise

In addition to the choice of an alternative insurance model, there is also the option of reducing the insurance premium by means of a higher annual deductible. Adults can pay a voluntary deductible of up to 2,500 Swiss francs per year; children can pay an annual deductible of up to 600 Swiss francs. Vita Surselva does not offer a family discount.

Supplementary insurance with Vita Surselva

A voluntary supplementary insurance expands the scope of benefits of the compulsory health insurance. With Vita Surselva, you can take out the supplementary insurance "General supplement" for outpatient treatment. This covers, among other things, preventive measures, visual aids and aids, alternative medicine, non-medical psychotherapeutic treatment, non-compulsory medication and emergency treatment abroad.

In addition, the Surselva Cumpletta supplementary insurance with partially higher reimbursements is also available.

Dental and orthodontic treatments are covered by Denta dental insurance. There are three benefit classes to choose from; the cost coverage is between 50 and 75 percent, with a maximum of 3,000 Swiss francs per calendar year.

The hospital insurance of Vita Surselva

With supplementary hospital insurance, you ensure more comfort and freedom of choice during your stay in hospital. The Surselva Kombi A tariff, for example, offers accommodation in a general ward in a Swiss hospital of your choice.

With the Activa product line tariffs, you can insure not only accommodation in a general ward but also a stay in a semi-private or private ward. The Activa switch tariff gives you the flexibility to choose the comfort you want before your stay in hospital.

Sanvita hospital insurances are specially designed for non-smokers. The treatment of smoking-related illnesses is not covered, but non-smokers pay lower premiums. In this product line, too, you can choose from the performance classes general, semi-private, private and switch.

A comparison of Vita Surselva's insurance range  

Before you change your health insurance, it is worth comparing the offers in detail. Use our premium calculator to find out how much you can save by switching to Vita Surselva. If you have any questions, we will be happy to advise you!

(1 Ratings, Satisfaction: 5 of 5)