Progrès health insurance

Progres health insurance, founded in 1903 and based in Dübendorf, has been part of the Helsana Insurance Group since 1991. At the beginning of 2018, more than 408,000 people had basic health insurance. Our comparison shows whether a change to Progres health insurance is worthwhile.

Order information and a quote for the right health insurance now:

What is important to you?

Progrès Contact & Address

Progrès Krankenkasse

Helsana-Gruppe
Postfach
8081 Zürich

insured persons

179'558 in basic insurance

refund period

Ø 1 days

solvency ratio

125%

administrative expenses

162 CHF per client

Four basic insurance models

Every resident of Switzerland must take out compulsory health insurance. The benefits are prescribed by law and are the same for all health insurances. However, the level of premiums varies enormously in some cases. If you want to save premiums, you can choose an alternative insurance model. Progres Health Insurance offers a total of four models of compulsory basic health insurance:

  • Basis (free choice of doctor): In the event of illness, you contact a doctor you trust

  • BeneFit PLUS (family doctor/ HMO): With Benefit Plus (general practitioner), you first visit your general practitioner or a group practice (HMO) in the event of illness.
  • BeneFit PLUS (Telmed): Your first point of contact is a telemedical advice hotline.
  • PREMED-24: Combines the Telmed model with free choice of doctor.

Premium discounts due to higher deductible rate

By choosing an alternative insurance model such as Benefit Plus (family doctor), you receive premium discounts of up to 15 percent. You can also secure discounts by increasing your franchise. The regular annual franchise for adults is 300 Swiss francs; you can optionally pay up to 2,500 francs.

More comprehensive range of benefits through voluntary supplementary insurance

If you wish to make higher contributions to aids, health care or alternative medicine, you can take out voluntary supplementary insurance. Progres supplementary insurance Top pays higher contributions to a number of outpatient treatments, Sana pays higher co-payments for alternative medicine and prevention, participates in fitness subscriptions, for example. Completa combines the services of Top and Sana and in some cases offers even higher subsidies. Primeo guarantees free choice of doctor and more comfort for outpatient treatment in the hospital. Omnia is an all-round cover with the most important additional services as well as the guarantee to be able to upgrade the insurance cover without a further health check.

The DENTAplus supplementary insurance (dental insurance) covers dental checks, root canal treatments, dental fillings, dental prostheses and orthodontic treatments for children and adults at home and abroad. For dental treatment, a maximum of 75% of the costs up to 3000 francs per calendar year will be reimbursed.

With Advocare PLUS and Advocare EXTRA, Progres health insurance also offers affordable legal expenses insurance for private and traffic law as well as Internet law.

More comfort in hospital with hospital insurance

You can take out supplementary hospital insurance for inpatient treatment. The Hospital ECO model offers free hospital choice and accommodation in the general ward throughout Switzerland. The Hospital Semi Private and Hospital Private models provide you with more comfort and free choice of doctor. In the Hospital Flex tariff, you choose which ward you would like to be accommodated in before each hospital stay.

Family discount in supplementary insurance

Families who take out supplementary insurance with Progres Health Insurance receive attractive discounts. If you insure two people from one household, you will receive a 5 percent discount; if you insure three or more people, you will receive a 10 percent family discount. In legal expenses insurance, the discount is even 25 percent for two or more insured persons.

Make the insurance comparison

If you would like to change your health insurance, use our premium calculator to find out what savings potential Progres health insurance offers you. If you wish, you can request a non-binding insurance offer right away. Make a direct comparison!

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